Resources

Inheritance tax fact sheet

Inheritance Tax (IHT) has been a growing concern for many families. As property prices and asset values continue to rise, more estates are being subjected to IHT, reaching record levels year on year. The increasing burden of IHT can signifi cantly reduce the wealth passed on to your benefi ciaries, making it crucial to understand and address this issue effectively. This factsheet explains the rules and various types of planning available to you.

long-term care fact sheet

Planning for long term care (LTC) is a critical aspect of later life fi nancial planning. As people live longer, the need for care in old age increases. Understanding the available options and strategies for funding care can help ensure that you receive the care you need without depleting your savings or burdening your family.

investing fact sheet

Investing has long been a cornerstone of wealth accumulation and fi nancial security. In the UK, the history of investing dates back centuries, with the London Stock Exchange founded in 1801, serving as one of the world's oldest and largest stock exchanges. The advent of technology, online trading platforms, and regulatory frameworks has democratised investing, allowing more people to participate and benefi t from the growth of various markets.

pensions fact sheet

Pensions provide a reliable source of income in your later years, ensuring you can maintain your standard of living after you stop working. However, you must regularly review your situation to ensure you are meeting your goals. Understanding the various facets of pensions, from rule changes to investment strategies, can help you make informed decisions, maximise your retirement benefi ts and plan for wealth transfer for your loved ones.

estate planning fact sheet

Estate planning ensures that your assets are distributed according to your wishes after your death, minimising taxes and legal complications. This fact sheet covers the essentials of estate planning, the importance of having a will, and the role of Lasting Power of Attorney (LPA) in managing your affairs.

legacy giving fact sheet

Legacy giving, also known as planned giving or bequests, allows individuals in the UK to support charities by leaving part of their estate through their will. This form of philanthropy provides lasting support to organisations and can offer signifi cant tax advantages. The guide explains the process, types of bequests, and benefi ts for donors and charities.